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Short-term MTPL policies are now available for Russians. Their advantage is that they can be issued for a shorter period, which is important for most motorists, since not everyone uses their vehicle all year round. At the same time, not everyone has yet understood the new product offered by insurance companies, which has led to a lot of speculation and negative reviews. The “Behind the Wheel” expert spoke about the main nuances of such policies.

In fact, you can save a certain amount on such insurance. For example, you should pay attention to the option of purchasing a policy by subscription. It allows for a symbolic amount, say 500 rubles, to extend the validity of the compulsory motor liability insurance policy. In this case, it will be written off automatically every month. Of course, in the end the amount will be a little more per year, but it will be paid gradually, without affecting the family budget.

The benefit from this option is relevant for those who rarely use their car. For example, summer residents, drivers and owners of retro models, as well as taxi drivers who go to work in exceptional cases. Such policies are also suitable for those who own a convertible that is used for its intended purpose only in the summer.

At the same time, experts from another authoritative publication looked into what awaits the Russian market this year. There is an opinion that cars will not become cheaper.

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